“When using Gerspacher Mortgage, getting a loan is easy”

“Very much a family business and operates like one”

Gerspacher Mortgage Simplifies Financing, Offering Money at the Lowest Rates Possible

 

By: Raymond D, LeRoy—Trading Post

 

When you finally find the home of your dreams or when you decide to refinance your home to fund a remodeling project or any other dream, you will need the help of a financial institution.  Your first instinct might be to just run down to local bank to make arrangements for the loan.  It will work, of course, provided you have a high enough credit rating.  Dave Gerspacher thinks he has a better idea for you.

 

If you lived in Medina for longer than a week or, two you certainly have heard the name Gerspacher.  The Gerspacher family has played a major role in the real estate and development of Medina for several decades.  Members of the family are involved in a variety of different businesses in the community.

 

Dave Gerspacher owns Gerspacher Mortgage.  When describing his business, Dave laughs and says, “You know those television commercials where they say, wouldn’t it be nice if several bankers were trying to win your loan business?  They intimate that this is a new concept, but it isn’t. That is just about what our company does, only the consumer doesn’t have to talk to all of the representatives from the many financial institutions.  Our company places loans with nearly 70 different lenders.  As it is with many businesses, lenders have tendencies.  Some are better with one kind of loan than another.  Some do very well for people with excellent credit but do not cooperate with people who have had credit troubles.  Still others specialize in helping people with less than excellent credit.  I’m sure you get the idea.  We specialize in knowing these tendencies.  In that way we can quickly get the best possible loan for each borrower.”

 

Dave had been involved in commercial lending financing for many years.  In fact he still offers that service.  However, he is more interested in the residential side.  “Mortgage financing is a mystery to many people.  I know that many times they pay interest that is just too high or have other loan expenses that make a seemingly low interest rate more expensive than other deals.  Our is to make the process easy, inexpensive and to just treat people fairly. We know that when they get a good deal and a good experience they will tell others and our business will grow,” Dave says.

 

When you are using Gerspacher Mortgage, getting a loan is easy.  They will accommodate your schedule with appointments in the day, evening or weekends as needed.  They will shop for the best loan and they do it all with no added fees. 

Text Box: Lender Broker Fees Origination Fees Processing Fees Underwriting Fees Administrative Fees Credit Report Appraisal Report Title Cost Prepaid interest, Taxes, Insurance Text Box: Why Rent? For the same amount that are paying in rent you could own a Home! _________________________________________ $550 $550 $83,235 _________________________________________ $650 $650 $98,369 _________________________________________ $750 $750 $113,502 _________________________________________ $850 $850 $128,635 _________________________________________ $950 $950 $143,769 Disclaimer: payments are based on having a national credit score of 680, payments quoted do not include taxes and insurance, mortgage insurance(PMI) is not required as used in this example, Loan example is conventional not FHA or VA, rates are subject to change without notice, example used based on a $100,000 loan amount, 6.99% note rate and 7.21 APR Text Box: Our goal is to help YOU Finance or Refinance your home, because YOU are the most important person in our business.

To find what Gerspacher Mortgage can do for you, call 330.242.0503 in Medina or Email us at info@gerspachermortgage.com .  MB # 802.381.000

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